Interactive Brokers has launched 24/7 USDC funding, allowing clients to fund their accounts at any time of day, without waiting for banks to open.
With USDC funding, Interactive Brokers is breaking free from the limits of traditional wire transfers.
Interactive Brokers Recent Announcement
Interactive Brokers (Nasdaq: IBKR) has introduced round-the-clock account funding using Circle’s USDC stablecoin. Clients can now fund their brokerage accounts 24/7 and gain access to nonstop trading.
BREAKING: Interactive Brokers, the global retail and institutional brokerage, adds 24/7 funding with USDC on Solana pic.twitter.com/OtL0AKLo7x
— Solana (@solana) January 16, 2026
According to the company, stablecoins offer a faster, more accessible alternative to bank wires. Unlike traditional transfers, USDC funding can be sent across borders and outside local banking hours. CEO Milan Galik said clients can send funds, receive credit, and reduce transaction costs.
How USDC Funding Works
Interactive Brokers powers the new USDC funding feature through Zerohash, its Crypto and stablecoin partner.
Here’s how it works:
- You can transfer USDC out of your individual crypto wallets.
- The money then goes to a wallet designed by Zerohash, and it is safe.
- Backed networks were Ethereum, Solana, and Base.
- Once received, Zerohash converts USDC into U.S. dollars.
- Zerohash deposits the dollars into the brokerage account within minutes.
Zerohash charges one cents per deposit, with a minimum of $1, plus regular blockchain fees.
Interactive Brokers now supports 24/7/365 account funding with stablecoins.
🔌 Powered by @zerohashx
Here’s the $USDC flow from @Gemini 👇 pic.twitter.com/HXgBo8767b
— Rory Tait (@rorytait) January 16, 2026
Why This Matters for Traders
For international and active traders, USDC funding removes a major pain point. Bank wires can take days, cost more, and only work during business hours.
With stablecoins, traders gain:
- Faster access to funds.
- Lower transaction costs.
- The ability to trade anytime.
- Global accessibility.
This is why it comes in handy, especially to traders who want to have things done in a very efficient manner.
Now live: Instant account funding via stablecoins on @IBKR, powered by zerohash.
✓ Funds land in seconds
✓ 24/7 & global funding
✓ Lower account funding costs for traders & brokeragesWelcome to the future. pic.twitter.com/MxlzkGMd2A
— zerohash (@zerohashx) December 9, 2025
Ripple and PayPal Stablecoins Coming Next
Interactive Brokers isn’t stopping with USDC. The firm plans to add more stablecoin options as early as next week.
Upcoming additions include:
- Ripple’s RLUSD.
- PayPal’s PYUSD.
Last year, they also revealed that they were exploring launching their own stablecoin.
Conclusion
The USDC funding is a significant move towards Interactive Brokers and its international customers. It provides speed, flexibility, and real 24/7 accessibility that banks cannot provide. With Ripple and PayPal stablecoins set to launch next, USDC funding may become the baseline for how traders transfer money in the future.
Disclaimer
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